Terms of Service

1. Who we are

FinCrimeRadar ("we", "us", "our") is operated by FinCrimeRadar Ltd, a company registered in England and Wales under company number 17324449, with its registered office at 128 City Road, London, EC1V 2NX.

By accessing or using fincrimeradar.org (the "Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Platform.

2. Nature of the service

FinCrimeRadar provides financial crime intelligence tools and content for informational purposes, including sanctions and PEP screening, compliance guides, regulatory news, and training tools such as Scenario Lab.

The Platform is an information and intelligence tool. It is not a substitute for professional legal, compliance, or regulatory advice, and it does not constitute a recommendation to take or refrain from taking any specific compliance action.

3. Screening tool disclaimer

Our sanctions and PEP screening tool draws on third party data sources, including OpenSanctions bulk data exports. You acknowledge and agree that:

• Screening results are generated algorithmically using fuzzy matching techniques and may produce false positives, false negatives, or incomplete matches
• Underlying source data may be incomplete, delayed, or contain errors that are outside our control
• Results must not be relied upon as the sole basis for any regulatory, onboarding, transaction, or risk decision. You are responsible for independently verifying any match, and for maintaining your own compliance programme in line with applicable law and regulatory guidance
• We do not warrant that the screening tool will identify every sanctioned or politically exposed individual or entity relevant to your search

4. Data sources and attribution

Sanctions and PEP data displayed on the Platform is sourced in part from OpenSanctions and other publicly available datasets. We do not control, and are not responsible for, the accuracy, completeness, or timeliness of third party source data. Where source data is updated or corrected upstream, there may be a delay before this is reflected on the Platform.

5. No professional advice

Nothing on the Platform, including guides, articles, the Knowledge Hub, or Scenario Lab content, constitutes legal, financial, tax, or regulatory advice. You should seek advice from a qualified professional before making decisions based on content found on the Platform.

6. Intellectual property

All content on the Platform, including but not limited to guides, articles, the screening engine, Scenario Lab materials, and site design, is owned by or licensed to FinCrimeRadar Ltd and protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the Platform for your own personal or internal business use.

You may not:

• Copy, reproduce, republish, or redistribute Platform content without our prior written consent
• Scrape, crawl, or use automated means to extract data from the Platform beyond what is permitted by any published API terms
• Reverse engineer, decompile, or attempt to extract the underlying logic of the screening engine
• Resell, sublicense, or commercially redistribute API access or output without a separate written commercial agreement with us

7. Acceptable use

You agree not to use the Platform to:

• Break any applicable law or regulation
• Attempt to gain unauthorised access to any part of the Platform, its infrastructure, or other users' data
• Introduce malware, conduct denial of service attacks, or otherwise interfere with the operation of the Platform
• Misrepresent your identity or affiliation when using the Platform

We reserve the right to suspend or terminate access for any user who breaches these Terms.

8. Accounts and registration

Where the Platform requires registration, for example for newsletter subscriptions or API access, you agree to provide accurate information and to keep your login credentials secure. You are responsible for all activity under your account.

9. Limitation of liability

To the maximum extent permitted by law:

• The Platform is provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, including as to accuracy, completeness, or fitness for a particular purpose
• FinCrimeRadar Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunity, arising from your use of or inability to use the Platform
• Our total aggregate liability to you for any claim arising from your use of the Platform shall not exceed the greater of £100 or the total amount paid by you to us in the twelve months preceding the claim

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded or limited under English law.

10. Third party links

The Platform may contain links to third party websites, including regulatory bodies, affiliate partners such as ICA and ACAMS, and data sources. We are not responsible for the content, accuracy, or practices of any third party website.

11. Changes to these terms

We may update these Terms from time to time. Material changes will be indicated by an updated "Last updated" date at the top of this page. Continued use of the Platform after changes are posted constitutes acceptance of the revised Terms.

12. Governing law

These Terms are governed by the laws of England and Wales. Any disputes arising from these Terms or your use of the Platform shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Contact

For questions about these Terms, contact us at hello@fincrimeradar.org.